LTCG vs
STCG — Holding Periods & Rates for Every Asset ClassThree extra days of holding can be the difference between paying 20%
and 12.5% tax on the same gain. Getting the holding period right is the single
mos...
Capital Gains Tax Under the Income Tax Act,
2025 — Complete GuideCapital
Gains Tax Under the Income Tax Act, 2025 — Complete GuideSelling a house, redeeming mutual funds, or booking profit on shares
— any of the...
Home Loan
Tax Benefits Under the New Income Tax ActA home loan comes with two distinct tax benefits — one for the
interest you pay, one for the principal you repay — and both work very
differently depending on whe...
Health
Insurance Premium Deduction — Section 124Health insurance premiums remain one of the most valuable deductions
available to old-regime taxpayers — protecting your health and your tax bill at
once. Under the ...
Section
123 Deductions — The New Section 80CFor decades, “80C” was shorthand every Indian taxpayer knew — the
₹1.5 lakh deduction basket for PPF, ELSS, insurance, and more. Under the Income
Tax Act, 2025, th...
House
Rent Allowance (HRA) Exemption — Rules & CalculationIf you’re a salaried employee paying rent and your salary structure
includes an HRA component, this exemption can meaningfully reduce your taxable
inco...
Standard Deduction Under the New Income Tax
Act, 2025 — Complete GuideStandard
Deduction Under the New Income Tax Act, 2025The standard deduction is the simplest tax break available to
salaried employees and pension...
Section
87A Rebate & Marginal Relief — How Much Tax You Actually SaveThe Section 87A rebate is the single biggest reason so many salaried
Indians now pay zero income tax. But it comes with rules that trip people ...
TDS on
Salary Under Section 392 of the Income Tax Act, 2025Every salaried employee has seen the deduction line on their payslip
marked “TDS.” From 1st April 2026, the legal basis for that deduction changed: Section...
Income
Tax Slabs & Rates for FY 2026-27 (New Regime)Here’s the complete, current picture of how individual income is
taxed for Tax Year 2026-27 under the default new regime.Slab Rates
Income
S...