Facts of the Case
A complaint was filed by CA Akhilesh Agarwal against CA Radhey Shyam
Bansal alleging professional misconduct arising from investment transactions in
real estate projects at Dehradun and Behror. The complainant alleged that the
respondent induced him and his relatives to invest money in projects of certain
builders by projecting himself as a facilitator and assuring guaranteed
returns.
It was alleged that substantial sums aggregating to ₹50,00,000 were paid
by the complainant and his relatives in cash for investment purposes. The
respondent allegedly acted as an intermediary between the complainant and the
builders, facilitated meetings, received monies on behalf of the builders, and
assured return of funds with profits. When the investments failed to
materialise and money was not returned, the complainant alleged cheating,
misrepresentation and abuse of professional position by the respondent.
Issues Involved
Whether the respondent, while being a Chartered Accountant in practice,
acted as an intermediary and facilitator in investment and construction
projects, engaged in business activities beyond the scope of professional
practice, and whether such conduct amounted to “Other Misconduct” under Item
(2) of Part IV of the First Schedule to the Chartered Accountants Act, 1949.
Petitioner’s Arguments
The complainant contended that the respondent misused his professional
status to gain trust, facilitated cash transactions, acted as guarantor of
returns, and played an active role in inducing investments. It was argued that
such conduct was incompatible with the role of a practicing Chartered
Accountant and amounted to serious professional misconduct.
Respondent’s Arguments
The respondent denied allegations of cheating and submitted that he
merely introduced the complainant to the builders and did not receive any money
for himself. He contended that the investments were made directly with the
builders and that disputes were civil in nature. The respondent also raised
technical objections regarding limitation, evidentiary value of recorded
conversations, and maintainability of the complaint, and relied on judicial
precedents relating to standard of proof in disciplinary proceedings.
Court / Authority Order and Findings
The Board of Discipline examined extensive material including written
submissions, recorded conversations, documentary evidence and admissions made
by the respondent at various stages. The Board noted that the respondent had
admitted to acting as an intermediary and facilitator between the complainant
and the builders and had arranged meetings and negotiations.
The Board observed that a Chartered Accountant is prohibited from
engaging in any business or occupation other than the profession unless
specifically permitted. Acting as an intermediary in real estate investment
projects, facilitating cash transactions and assuring returns was held to be a
clear departure from professional conduct. The Board rejected the respondent’s
contention that absence of documentary proof of receipt of money absolved him,
holding that disciplinary proceedings are governed by the standard of
preponderance of probabilities.
The Board further noted that although the complainant failed to
substantiate allegations of cheating beyond reasonable doubt, the respondent’s
admitted role as facilitator and intermediary was sufficient to establish
misconduct under the Act.
Important Clarification
The Board clarified that Chartered Accountants must maintain strict
professional independence and must not involve themselves, directly or
indirectly, in investment schemes, business facilitation or intermediary
activities unrelated to professional practice. Even without proof of personal
monetary gain, acting as a facilitator in such transactions constitutes serious
professional misconduct.
Final Outcome
The ICAI Board of Discipline held CA Radhey Shyam Bansal (M. No.
091903) guilty of “Other Misconduct” under Item (2) of Part IV of the
First Schedule to the Chartered Accountants Act, 1949. In exercise of
powers under Section 21A(3) of the Act, by order dated 19 April 2023,
the Board directed removal of the name of the Respondent from the Register
of Members for a period of one month and imposed a monetary penalty of
₹1,00,000 (Rupees One Lakh only).
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